Auto Insurance Agency in Washington
Find the right auto insurance in Spokane, WA from Legacy Insurance LLC
The right auto insurance policy can help get you back on the road quickly if your car is damaged or destroyed by accident, fire, theft, or other covered event. Your policy may also provide protection against medical and legal expenses resulting from injury, loss of life, or property damage caused by an accident involving your vehicle.
An auto insurance policy is a contract between you and an insurance company. You pay a premium, and in exchange, the insurance company promises to pay for specific car-related financial losses during the term of the policy. Work with us to determine the best coverage for you.
Insurance for cars, trucks, boats and more!
Legacy Insurance LLC can insure your Motorcycle, Classic Car, Motor Home & RV, Boat & Jet Ski, and ATV too! Contact us for more information today!
How much auto insurance is right for you?
Based in Spokane, WA our team understands the auto insurance needs of our customers.
Auto insurance requirements vary by state. In some states, to drive you must carry:
- Liability coverage – to pay for losses you cause others, or:
- No-fault coverage – to pay you and your passengers for medical and related expenses caused by injuries from a car accident, regardless of who is at fault, or
- Both liability and no-fault coverage.
We write insurance in Washington and would be happy to help you ensure you have the right coverage for where you live.
Even in states where coverage isn’t required, drivers must, by law, be able to pay for losses they cause others. Having insurance is the simplest way for most people to comply. To finance a car, it is usually necessary to have insurance which covers damage to your vehicle. This includes:
Collision insurance coverage pays for damage caused to your vehicle in an automobile accident. Standard collision coverage will pay for any repairs up to the fair market value of your car. Collision coverage usually also comes with an insurance deductible. It’s the amount of money you pay toward repairs before your collision insurance kicks in. The higher the deductible you’re willing to pay, the less the collision coverage will cost.
Comprehensive Insurance (Other than Collision)
Comprehensive insurance covers damage done to your car in some way other than a collision, such as if it were stolen or vandalized. Flood, hurricane, theft, windshield damage and fire are also events usually covered by comprehensive car insurance. Like collision, comprehensive will pay up to the fair market value of your car (less your insurance deductible.) And although it’s not legally required by any state, you will probably need it if your car is financed.
Every situation is unique – talk to us today to find out how to get the best price and value on auto insurance for you.
Frequently Asked Questions about Auto Insurance
Who has the cheapest auto insurance?
No one company always offers the cheapest auto insurance. You should shop your auto insurance with an independent agent so they can quote you multiple companies at once so then you can compare coverage and pricing that suits your needs and budget.
What insurance is required for a car?
Typically, liability insurance is the only required insurance coverage. Beyond that, if you have a loan on your vehicle your lender will require you to carry full coverage on the vehicle until it is paid off.
Who has the best auto insurance?
The best auto insurance is the company that has the best coverage and pricing for your situation. No one company offers “the best car insurance.” It is purely dependent on your needs, budget, and coverage requirements.
Legacy Insurance LLC: Call for a quote today at 509-960-2550.